Post-harvest finance
Your crop is in the store. Your money shouldn't be.
Borrow against produce you have already stored, instead of selling at the bottom of the market. We check what you have, then take you to a bank or NBFC that lends against it.
We are not a lender. Every credit decision rests with the partner bank or NBFC.Step one of one
Where is your crop right now?
This single answer decides whether you can borrow against it at all.
Stock in a WDRA-registered warehouse can be pledged through an electronic negotiable warehouse receipt. This is the most direct route, and the one the government's credit guarantee scheme is built around.
Government scheme terms
What CGS-NPF makes possible
Scheme figures shown are the published terms of the Government of India's Credit Guarantee Scheme for e-NWR based Pledge Financing (CGS-NPF) and are not an offer of credit from us.
Guides
Read before you borrow
Most people lose money on stored crop not because credit is unavailable, but because nobody explained the paperwork.
Find out in three minutes
Tell us the crop, the quantity and the store. We will tell you honestly whether this works for you — including when it does not.